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Insurance Inspection Services
Insurance Roof Condition Certification Inspections
inspection services are competent and timely. Our
reports are accurate and complete.
We are not out-of-work contractors looking for
something to do!
DOING INSPECTIONS IS ALL WE DO!
turn around times is our specialty!
A Windstorm Mitigation Inspection is a valuable
inspection service that may reduce the windstorm
portion of your homeowners insurance. Insurance
discounts are available for building features
that reduce damage during high wind events.
discounts are justified because stronger, more
wind-resistive structures have lower windstorm
losses, which mean reduced costs to insurance
companies. Most existing structures have one or
more wind resistive construction features and
may qualify for some insurance discounts.
What qualifies for an Windstorm Mitigation
Insurance Discount : existing houses have one or
more of these wind resistive construction
features and may qualify for some insurance
In addition, houses built after 1994
in Miami-Dade or Broward Counties and houses
built after 2002 in the rest of the state
generally have many wind resistive construction
features and will likely qualify for significant
Roof coverings, such as shingles that meet the
Roof decks that have been installed with large
nails and close spacing.
Hurricane clips/straps that hold the roof
structure to the walls.
Protection of Openings such as windows and glass
doors with impact resistant glazing or other
Secondary Water Resistance that prevents the
roof from leaking if the roof covering is blown
off in a windstorm.
Newly Constructed Homes built to the Florida
Building Code since March 1, 2002
Homes built to the South Florida Building Code
in Miami-Dade and Broward Counties after 1994.
Please note that insurance companies may have
more features that qualify for mitigation
credits such as doors and gable end bracing.
A four-point Inspection is often a
requirement when obtaining a new homeowners
insurance policy or renewing an existing policy.
The 4-point insurance inspection includes a
limited scope evaluation of the following four
systems: (1) roofing, (2) electrical system, (3)
heating system, and (4) plumbing system. The
intent of the inspection is to determine the
components, general condition, and age of these
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